Calculator · Rent vs Buy

Buy. Or keep renting. Math knows.

Long-term financial comparison with appreciation, opportunity cost, maintenance, transaction costs, and interest-deduction tax impact. Breakeven year chart.

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Quick Tip
In high-appreciation markets like Austin, buying usually wins after year 4–6. Below that timeline, renting often comes out ahead.

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Austen Smith · NMLS #265697 · Barton Creek Lending Group NMLS #264320 · Equal Housing Lender