Rates, Recession, and Real Estate: What’s Really Going On With the Market?

Rates, Recession, and Real Estate: What’s Really Going On With the Market?

Austen Smith
Published on: 05/04/2025

Wondering what’s really going on with the housing market? This post breaks down how tariffs and recession fears impact mortgage rates, why waiting to buy could cost more later, and what rising competition could mean for today’s homebuyers and agents.

Home BuyingWeekly Rate Update
Who Has Your Back? The Fiduciary Responsibility of Mortgage Brokers vs. Lenders

Who Has Your Back? The Fiduciary Responsibility of Mortgage Brokers vs. Lenders

Austen Smith
Published on: 05/03/2025

When you’re getting a mortgage, you have two main options for who to work with: a mortgage broker or a mortgage lender. While both help borrowers secure home financing, there’s a key difference in who they ultimately work for.

MortgageHome BuyingFirst Time Home Buyers
How Rising Property Taxes Impact Your Mortgage Payment

How Rising Property Taxes Impact Your Mortgage Payment

Austen Smith
Published on: 17/02/2025

Rising property taxes can increase your mortgage payment, even with a fixed-rate loan. This blog breaks down why taxes go up, how they impact your escrow, and what you can do to manage the costs. Learn strategies to keep your mortgage payment in check!

MortgageHome BuyingFirst Time Home Buyers
A Guide to Down Payment Assistance Programs

A Guide to Down Payment Assistance Programs

Published on: 01/02/2025

For many homebuyers, the biggest hurdle to homeownership is coming up with the down payment.

MortgageHome BuyingFirst Time Home Buyers