Who Has Your Back? The Fiduciary Responsibility of Mortgage Brokers vs. Lenders

Who Has Your Back? The Fiduciary Responsibility of Mortgage Brokers vs. Lenders

Austen Smith
Published on: 05/03/2025

When you’re getting a mortgage, you have two main options for who to work with: a mortgage broker or a mortgage lender. While both help borrowers secure home financing, there’s a key difference in who they ultimately work for.

MortgageHome BuyingFirst Time Home Buyers
How Rising Property Taxes Impact Your Mortgage Payment

How Rising Property Taxes Impact Your Mortgage Payment

Austen Smith
Published on: 17/02/2025

Rising property taxes can increase your mortgage payment, even with a fixed-rate loan. This blog breaks down why taxes go up, how they impact your escrow, and what you can do to manage the costs. Learn strategies to keep your mortgage payment in check!

MortgageHome BuyingFirst Time Home Buyers
A Guide to Down Payment Assistance Programs

A Guide to Down Payment Assistance Programs

Published on: 01/02/2025

For many homebuyers, the biggest hurdle to homeownership is coming up with the down payment.

MortgageHome BuyingFirst Time Home Buyers
Which One is Right for You?

Which One is Right for You?

Austen Smith
Published on: 01/02/2025

Choosing the right mortgage program is a crucial step in buying a home. FHA, VA, Conventional, and USDA loans each offer unique benefits depending on your financial situation and homeownership goals.

MortgageHome BuyingFirst Time Home Buyers