Calculator · Buydown Comparison

See every buydown side-by-side.

2-1, 3-2-1, 1-0, and permanent buydowns side-by-side. Upfront seller credit, breakeven months, and multi-year payment cliff chart.

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Quick Tip

Temporary buydowns work best when you expect to refinance within the buydown window. Permanent buydowns win on longer holds.

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Austen Smith · NMLS #265697 · Barton Creek Lending Group NMLS #264320 · Equal Housing Lender