Who Has Your Back? The Fiduciary Responsibility of Mortgage Brokers vs. Lenders
When you’re getting a mortgage, you have two main options for who to work with: a mortgage broker or a mortgage lender. While both help borrowers secure home financing, there’s a key difference in wh... ...more
Mortgage ,Home Buying &First Time Home Buyers
March 05, 2025•3 min read
How Rising Property Taxes Impact Your Mortgage Payment
Rising property taxes can increase your mortgage payment, even with a fixed-rate loan. This blog breaks down why taxes go up, how they impact your escrow, and what you can do to manage the costs. Lear... ...more
Mortgage ,Home Buying &First Time Home Buyers
February 17, 2025•3 min read
How the One Big Beautiful Bill Act Reshapes Real Estate (And What It Means for You)
Discover how the One Big Beautiful Bill Act impacts taxes, homeownership, and real estate investing—with major benefits for buyers, sellers, and pros. ...more
Mortgage ,Home Buying Reverse Mortgage Investors &Weekly Rate Update
July 22, 2025•0 min read
Rates, Recession, and Real Estate: What’s Really Going On With the Market?
Wondering what’s really going on with the housing market? This post breaks down how tariffs and recession fears impact mortgage rates, why waiting to buy could cost more later, and what rising competi... ...more
Home Buying ,Weekly Rate Update
April 05, 2025•2 min read
How the One Big Beautiful Bill Act Reshapes Real Estate (And What It Means for You)
Discover how the One Big Beautiful Bill Act impacts taxes, homeownership, and real estate investing—with major benefits for buyers, sellers, and pros. ...more
Mortgage ,Home Buying Reverse Mortgage Investors &Weekly Rate Update
July 22, 2025•0 min read
Understanding Portfolio and DSCR Financing for Real Estate Investors
For real estate investors looking to scale their holdings, traditional mortgage options may not always be the best fit. ...more
Mortgage ,Home Buying &Investors
February 01, 2025•2 min read
What Happens to Your Home After a Reverse Mortgage?
What happens to your house after a reverse mortgage? Here’s what your family can expect — and why they stay in control. ...more
Reverse Mortgage
July 24, 2025•1 min read
How Reverse Mortgage Payouts Work: Your Options Explained
Learn how reverse mortgage payouts work: lump sum, monthly income, growing line of credit, or a combo. Explore which option fits your retirement goals. ...more
Reverse Mortgage
July 23, 2025•1 min read
Which Home Improvement Projects Have the Best ROI?
Not all home improvements offer the same financial return. ...more
Mortgage ,Renovations
February 01, 2025•2 min read
The Cost of Waiting for Sellers
waiting to list your home could cost you more than you realize. Here’s why delaying your sale might not be the best financial decision. ...more
Home Selling
February 01, 2025•2 min read
Central Texas Market Update – Mid-Year 2025
Explore five key strategies to thrive in today’s Central Texas real estate market. Perfect for agents and buyers looking to navigate inventory shifts and pricing trends with confidence. ...more
Weekly Rate Update
July 23, 2025•1 min read
Rates Are Holding Steady — But Here’s What You Should Know
Mortgage rates remain steady with low risk for now, but Fed policy, tariffs, and upcoming economic reports could shake things up. Here’s what borrowers should watch in the coming weeks. ...more
Weekly Rate Update
July 22, 2025•3 min read
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Austen Smith | Certified Mortgage Planning Specialist | NMLS# 265697
Barton Creek Lending Group | NMLS# 264320
