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Talk To Austen - call (512) 773-6729

Who Has Your Back? The Fiduciary Responsibility of Mortgage Brokers vs. Lenders

Who Has Your Back? The Fiduciary Responsibility of Mortgage Brokers vs. Lenders

When you’re getting a mortgage, you have two main options for who to work with: a mortgage broker or a mortgage lender. While both help borrowers secure home financing, there’s a key difference in wh... ...more

Mortgage ,Home Buying &First Time Home Buyers

March 05, 20253 min read

How Rising Property Taxes Impact Your Mortgage Payment

How Rising Property Taxes Impact Your Mortgage Payment

Rising property taxes can increase your mortgage payment, even with a fixed-rate loan. This blog breaks down why taxes go up, how they impact your escrow, and what you can do to manage the costs. Lear... ...more

Mortgage ,Home Buying &First Time Home Buyers

February 17, 20253 min read

A Guide to Down Payment Assistance Programs

A Guide to Down Payment Assistance Programs

For many homebuyers, the biggest hurdle to homeownership is coming up with the down payment. ...more

Mortgage ,Home Buying &First Time Home Buyers

February 01, 20253 min read

Which One is Right for You?

Which One is Right for You?

Choosing the right mortgage program is a crucial step in buying a home. FHA, VA, Conventional, and USDA loans each offer unique benefits depending on your financial situation and homeownership goals. ...more

Mortgage ,Home Buying &First Time Home Buyers

February 01, 20253 min read

A Guide for First-Time Home Buyers

A Guide for First-Time Home Buyers

Here’s a step-by-step guide to help first-time home buyers navigate the journey with confidence. ...more

First Time Home Buyers

February 01, 20252 min read

Austen Smith - NMLS# 265697

Austen Smith

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Austen Smith | NMLS 265697

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Austen Smith, Mortgage Expert

NMLS# 265697