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Talk To Austen - call (512) 773-6729
Who Has Your Back? The Fiduciary Responsibility of Mortgage Brokers vs. Lenders
When you’re getting a mortgage, you have two main options for who to work with: a mortgage broker or a mortgage lender. While both help borrowers secure home financing, there’s a key difference in wh... ...more
Mortgage ,Home Buying &First Time Home Buyers
March 05, 2025•3 min read
How Rising Property Taxes Impact Your Mortgage Payment
Rising property taxes can increase your mortgage payment, even with a fixed-rate loan. This blog breaks down why taxes go up, how they impact your escrow, and what you can do to manage the costs. Lear... ...more
Mortgage ,Home Buying &First Time Home Buyers
February 17, 2025•3 min read
A Guide to Down Payment Assistance Programs
For many homebuyers, the biggest hurdle to homeownership is coming up with the down payment. ...more
Mortgage ,Home Buying &First Time Home Buyers
February 01, 2025•3 min read
Which One is Right for You?
Choosing the right mortgage program is a crucial step in buying a home. FHA, VA, Conventional, and USDA loans each offer unique benefits depending on your financial situation and homeownership goals. ...more
Mortgage ,Home Buying &First Time Home Buyers
February 01, 2025•3 min read
Understanding Portfolio and DSCR Financing for Real Estate Investors
For real estate investors looking to scale their holdings, traditional mortgage options may not always be the best fit. ...more
Mortgage ,Home Buying &Investors
February 01, 2025•2 min read
30-Year vs. 15-Year Mortgage: Which One is Right for You?
Choosing between a 30-year and a 15-year mortgage is one of the biggest decisions homebuyers face ...more
Mortgage ,Home Buying
February 01, 2025•2 min read
Four Ways Sellers Benefit from Seller-Paid Points
Offering seller-paid points can be a powerful tool in today’s real estate market. ...more
Home Buying
February 01, 2025•1 min read
Is This a Good Time to Buy a House?
With changing market conditions and fluctuating interest rates, many prospective homebuyers are asking: Is now the right time to buy a home? ...more
Mortgage ,Home Buying
February 01, 2025•2 min read
Why Waiting for Rates to Drop is a Bad Idea
Many homebuyers and investors hesitate to enter the market, hoping for lower interest rates. ...more
Mortgage ,Home Buying
February 01, 2025•2 min read
Austen Smith - NMLS# 265697
Austen Smith
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Loan Resources
Loan Resources
Austen Smith, Mortgage Expert
NMLS# 265697